Contractors' All Risks (C.A.R) Insurance.       Covers: Bad workmanship, lack of skill, negligence, malicious acts or human error. Fire, lightening, explosion, Flood inundation, Windstorm of any kind, Earthquake, Theft & Burglary. Contractors' plant & Machinery (CPM) Insurance. Civil Engineering Completed Risks (CECR) Insurance. Erection All Risks (EAR) Insurance. Machinery Insurance          Covers: Faulty design.                      Faulty operation, lack of skill, negligence, malicious acts,                      Tearing part on account of centrifugal force.                      Physical explosion flue gas explosion in boilers.                      Short circuit and other electrical causes.                      Shortage of water in boilers.                      Storm, frost, and drifting ice. Electronic Equipment (EE) Insurance:         Covers: Fire, Lightning, explosion, falling aircraft, Smoke, soot, gases, water and humidity, failure of fire conditioning, short circuit and other electrical causes, design, assembly and erection faults, bad workmanship, faulty operation, lack of skill, gross negligence, malicious acts of workmen, employees, third parties burglary,Hail, frost. Machinery Loss of profits (MLOP) Insurance:         Covers: The continuing business expenses (standing charges), salaries and wages. The net profit.                    The increase in cost of working.

This is a brief description of Engineering Insurance. This is not an insurance contract. Other terms and exclusions may apply. For specifics about Libano-Arabe's products and services and to help you figure out which coverage, limits and deductibles are right for you, contact your local Libano-Arabe agency.